

Finally, you will learn how to find a registered agent and when you must hire legal counsel. These tips are followed by real-life examples of lawsuits won by consumers, both anecdotal from Credit Secrets members and legal citations for specific cases. In addition, the book includes courtroom tips that can better your chances of success. Once you know your rights, you may find that certain negative aspects of your credit report are legally invalid. Collection agencies must abide by strict laws that they often do not follow. Creditors have caused injury if they report inaccurate information. The authors share 17 common reasons that you could legally take these parties to court, which laws you should understand to identify if you’ve been wronged, and the dollar amount of damages (fines) you could be able to collect in court.įor example, credit bureaus are required to respond to certain consumer communications within a set amount of time. Now, what really sets this book apart from other personal credit repair offers is that it lays out the steps you can take to file small claims lawsuits against creditors, credit bureaus, and collection agencies. What Will You Learn About Consumer Protection Laws? Most chapters include step-by-step tutorials, including common legal loopholes, as well as letter templates to send to creditors and credit bureaus.

What do I need to know about consumer protection laws?Īnd, they’re not just general answers that you can already find online.How long does it take to rebuild credit history?.What is the fastest way to rebuild bad credit?.


Those who have used the system, say that it helped them increase their credit score. Redditors are mostly wary of the platform… however, those naysayers seem to be people who haven’t actually purchased the book and additions. But, what will you find when you poke around other corners of the web? When you visit Credit Secrets’ website, you see a ton of reader reviews, all touting the system as a lifesaver. And, you will learn what to do and what not to do. In a nutshell, you will learn to make it seem as if credit bureaus will have an easier experience removing negative items from your credit report than leaving them there. In a sense, you can erase bad credit history with the knowledge you unearth after reading the Credit Secrets book. But, if you know what to look for, you can leverage these errors to your advantage this is the premise of the book. In the end, the book includes a glossary of credit terms used in the text.Ĭonsumer credit reports are filled with errors that often go overlooked. Getting Inaccurate / Incomplete / Unfair / Unverifiable Items Removed.What is Credit Secrets All About?Ĭredit Secrets (yes, I’m referring to the book that was featured on Larry King) is nine chapters of advanced credit hacks. Now, learn what you’ll get if you take advantage of the offer. What Will You Learn About Consumer Protection Laws?.Here’s my honest and straightforward review of the program. I’ve read the book, I’m a member of the Credit Secrets Facebook group, and my career was built on credit consciousness. The Credit Secrets book by Scott and Alison Hilton claims to have all the answers. While I do teach how to obtain business credit without personal guarantees, clearing up personal credit can be a massive weight off your shoulders and opens you to a world of options. Business credit coaching clients come to me often with a fundamental dilemma - they need to repair their personal credit before they can obtain high business credit limits.
